The Mom Crowd

As mom’s we often think that our credit might not carry that much weight. But the truth of the matter is, that it really does. Even though you might be a stay at home mom or a soon to be stay at home mom, it is extremely important that you continue to stay on top of your credit score.

Did you know that you can even get free credit reports from various sources online? Many of these services are very user friendly and do not make it a painstaking process, and it is super simple to understand.

Before you get your Free Credit Report Score, be sure you are doing the right things to maximize your Credit Report. Often times, as stay at home moms we let things go to the way side, but your credit report is extremely important to understand, and make sure you are taking the right steps to keeping it as clean as possible.

Here are a few pitfalls that you want to avoid as a stay at home mom:

Having your credit report under your maiden name

Be sure that when you get married (or divorced) that you notify all three credit reporting agencies, and provide proof showing the name change. This could inhibit you from having a credit record in your new name, which in turn makes it slightly challenging to get a credit card or loan.  A few of the credit agencies will automatically make the change for you when they are notified by your creditors, but don’t assume that this will always happen. Be proactive, not reactive!
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